Nectar gives experienced real estate entrepreneurs, investors, managers and hosts an advance based on their existing net cash flow. Access capital without taking on debt or diluting your equity.

Nope! It's better and safer than a loan. It's an advance. You are not taking on any debt and we are not taking any equity. No hard default. Flexible financing when you need it. Less risk.

Nectar turns your existing cash flow into upfront capital and only charges you an annual financing fee of 10% - 17% per year based on your operational history and risk profile. No origination fees, no compounding interest, and no processing fees.

You choose the term that makes sense for your business. The shorter the term the cheaper the financing fee will be. The longer the term the more money we can get you upfront!!

A Nectar advance will not affect your credit score. When you check your instant estimate we do run a soft credit check. But don't worry, this soft inquiry will not affect your credit score. Soft credit inquiries on your report do not lower your credit score, but you may see when you view your report that this inquiry was made.

Most hosts, owners and managers use the money to renovate, furnish, lease, or cover the down payment on their next property. Others use it to add new amenities to their existing properties, grow their team or even acquire other management companies. Ultimately, it is your money so you use it how you see fit! The options are endless.